Spread the cost of a new heating system in Scotland
Scottish Energy Efficiency arranges no-obligation surveys and quotes for paid installations of new boilers, air source heat pumps and hybrid heating systems — with finance options that let you spread the cost. We install through MCS-certified partners, so your installation is carried out to recognised industry standards.
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Arrange a survey and quote for a paid installation. Loans available, subject to status.
Heating finance for Scottish homeowners
Replacing an aging or unreliable boiler is one of the most significant investments most Scottish homeowners will make in their property. When an existing boiler fails during a cold Glasgow winter or a damp Edinburgh autumn, finding the full cost upfront can be difficult. Heating finance lets you spread that cost over manageable monthly instalments, so you can restore reliable heating and hot water without delay. Loans available, subject to status.
Scottish Energy Efficiency specialises in arranging heating finance for homeowners throughout Scotland. We arrange no-obligation surveys and quotes for paid installations of new gas and LPG boilers, air source heat pumps, and hybrid heating systems that combine a heat pump with a conventional boiler. Our role is to make the process straightforward: from the first phone call through to a written quote, we handle the arrangements so you can make an informed decision in your own time.
We install through MCS-certified partners. The Microgeneration Certification Scheme (MCS) is the recognised quality assurance standard for renewable heating installations in the UK. By working with MCS-certified installers, we ensure that every air source heat pump and hybrid system we arrange is designed, sized and fitted to a consistent, audited standard. This matters because a correctly specified heat pump operates more efficiently and reliably over its lifetime than one that has been poorly sized.
Whether you live in a tenement flat in Glasgow, a stone cottage in the Highlands, a modern estate in Fife, or a Victorian terrace in Edinburgh's Marchmont, the principles are the same. A survey establishes what your property needs, a quote sets out the cost, and a finance plan lets you spread that cost. Loans available, subject to status — for homeowners across Scotland.
What we can arrange finance for
New boilers
Replacement gas and LPG boilers from leading manufacturers, installed by Gas Safe registered engineers as part of a paid installation we arrange and quote for.
Air source heat pumps
Low-carbon electric heating that extracts warmth from the outside air. We arrange surveys and quotes for MCS-certified heat pump installations across Scotland.
Hybrid heating systems
A heat pump paired with a boiler for the coldest days. We arrange quotes for hybrid systems that combine efficiency with reliable backup heating.
Why Scottish homeowners choose finance
A failing boiler rarely gives much warning. One cold morning the pilot light won't stay on, or the pressure drops and won't hold, and suddenly the household is without heating and hot water. For many families, finding the full cost of a replacement boiler in a single payment just isn't realistic — particularly during the winter months when other bills are at their highest. Finance allows you to restore heating immediately and spread the repayment across a period that suits your budget.
The same applies to homeowners considering a switch to an air source heat pump. A heat pump is a long-term investment in lower-carbon heating, but the upfront installation cost is higher than a like-for-like boiler replacement. Finance puts that option within reach, letting you pay monthly while benefiting from the new system right away. Because we arrange surveys and quotes for paid installations only, you'll always see the full cost in writing before you commit to anything.
Every quote we arrange is provided with no obligation. Our surveyors visit your property, assess your heating and hot water demand, and recommend a system sized to your home. You then receive a written quote covering the equipment, installation and finance terms. There is no pressure to proceed, and no charge for the survey or the quote. If you decide to go ahead, the installation is carried out by one of our MCS-certified partner installers.
How the process works
The process begins with a simple enquiry — by phone, by our online quote form, or by WhatsApp. Tell us your postcode, what kind of heating you currently have, and what you're interested in. We'll then arrange a convenient time for a no-obligation survey. The surveyor will inspect your existing system, measure radiators and hot water demand, check insulation and external space for a heat pump unit if relevant, and discuss your preferences.
After the survey you receive a written quote. If you're interested in finance, the quote will include the finance options available to you. Loans available, subject to status — this means that finance is offered subject to affordability and credit checks, and terms will be set out clearly before you sign anything. If you accept the quote, the installation is scheduled at a date that suits you, and carried out by our MCS-certified partner. Most standard boiler replacements are completed within a day; heat pump and hybrid installations may take longer depending on the scope of works.
Throughout the process, Scottish Energy Efficiency is your point of contact. We arrange the survey, the quote and the installation on your behalf, coordinating with our certified installer partners so you don't have to manage multiple contractors. Our team is based in Dundee and covers mainland Scotland and the islands. Wherever you are, from the Borders to the Highlands, we can arrange a survey at your home.
Ready to spread the cost of a new heating system?
Arrange a no-obligation survey and quote. Loans available, subject to status — for homeowners across Scotland.
Get a quote Call 0141 230 0198